High Risk

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High Risk Industry

Most merchant account providers will refuse to provide service to a high risk account. Why? Well, high risk industries are, as the name suggests, high risk. Most banks will see the potential for risky business, then completely ignore whatever individual track record your business has. It is unfortunate, but it is the reality. But what makes an industry high risk?

What is a High Risk Merchant Account?

There are a handful of factors that can make a business be considered high risk. Generally, however, it boils down to two major causes. The first of these factors is the image of the industry or business. For example, if your business is run online, many merchant account providers will immediately classify the business as high risk and refuse their services. This is because, regardless of how well the business is handled, there is always a chance for the site to have high traffic and subsequent consumer data theft. Online purchases (card-not- present) are ultimately less safe than in-person transactions, which often causes any online business to be labeled as high risk. That is not the only large feature, however. Public opinion of the industry also plays a large role in this classification. This can mean a lot of things; gambling is often considered high risk because it is not seen as respectable, but it is not always so obvious. Businesses that sell supplements or any variety of health products are often considered high risk as well. In short, any business that has a reputation for fraud is likely to be considered high risk.

EMA is a High Risk Processor

We do not believe it is fair that hardworking people are stereotyped into unfavorable positions. That is why we proudly provide credit card processing services to all of our clients, and even specialize in high risk accounts. Not having a way to process credit cards can be a huge hindrance to a business' operation, and why should an entire industry suffer for the actions of a few? We offer services to our high risk clients through banks that specifically work in the high risk industry. We will not penalize anyone for the industry that they have chosen to work in, because business is business. What matters is the quality of the business and the work that has been put into it, not something as superficial as what kind of business it is. We welcome those in the high risk industry to come work with us and allow us to show you the same high quality service that we provide to all of our clients.

Partnering With Us Is Simple

Exper Merchant Accounts is a leading provider of credit and debit card-based payment processing services to customers across the country. We pride ourselves on award-winning customer service and supplying high-tech solutions. Regardless of the type of business, our focus is to be your processor-of-choice.

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